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Welcome to UIA Insurance

As a mutual company with no shareholders to pay, we can offer great value home, travel, car and pet insurance.

For more than 100 years our principles and commitment to our customers have enabled us to provide excellent cover and service at reasonable prices.

Travel Insurance

Travel insurance from UIA

Our special rates for families could save you even more money, with children under four insured for FREE.
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Car Insurance

Car insurance from UIA

Audio equipment cover is provided as standard - if fitted by the car manufacturer
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Pet Insurance

UIA Pet Insurance

Low prices for top quality pet insurance
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At UIA we understand how important your home and contents are which is why we offer house insurance including buildings insurance - with up to 1,000,000 as standard, contents insurance - with up to 75,000 as standard or combined buildings and contents insurance policies.
Buildings and contents policies from UIA include cover against fire, smoke, vandalism, theft, storms, collisions, falling trees and escape of water among other insured events.
Some of the benefits of taking out a house insurance policy with UIA include:

  • 5% discount when you combine buildings and contents insurance
  • Up to 25 towards any charges made by your mortgage provider for switching your buildings insurance to UIA.
  • 24 hours, 7 days-a-week UK based claims call centres
  • Interest free direct debits
  • Free legal advice

You will also benefit from the cost of architects' and surveyors' fees for rebuilding or repairs and the cost of alternative accommodation (up to policy limits) following an insured event should your home become uninhabitable with buildings insurance.
Plus UIA will provide new for old replacements for your possessions (except clothes and linen) with a contents insurance policy.
For further information about UIA house insurance click here

At UIA we understand that your travel insurance needs are unique to you, which is why we offer flexible travel insurance policies with 24-hour worldwide assistance in the event of an emergency. Our standard cover policy insures you against major events that might affect your trip, including:

  • Medical expenses
  • Hospital benefits
  • Cancellation
  • Legal expenses
  • Personal accident

Plus with our standard cover you will receive up to 4,000 towards cancellation, legal expenses cover up to 25,000 and up to 10,000,000 for medical costs.
However, your travel requirements may vary, which is why UIA offer different insurance policies including:

  • Premier cover - similar to standard cover but with additional protection for your possessions, documents and money
  • Single Trip cover - designed for someone making a single trip
  • Annual multi-trip cover - for people who travel regularly throughout the year.
  • Optional extra ski cover - which includes cover in case you are too ill to participate in planned events or you lose your equipment for example

You can also save money on your travel insurance with UIA if you are travelling with the family as we offer special family discounts and children under four are insured free of charge. And you can save an additional 5% when you buy your travel insurance online.
Plus, it is reassuring to know that whatever policy you take out, you will receive 24-hour, worldwide assistance in the case of an emergency.

For further information about travel insurance from UIA click here

Providing you with a range of quotes across a panel of providers, you can trust UIA to find you a car insurance policy to suit your needs. You could also benefit from:

  • 40% discount on RAC breakdown cover*
  • Free European Union cover up to 90 days
  • Key replacement cover up to 1,000*

Because UIA car insurance is a panel product, we can search the market to find you the best deal that meets your unique requirements. Our policies range from simple third party cover to comprehensive car insurance.
A typical comprehensive car insurance policy could cover:

  • Damage to your vehicle
  • Fire and theft
  • Broken windscreen or windows
  • New car replacement if your vehicle is under 12 months old (if you're the first owner and registered keeper)
  • Loss of clothing and personal possessions (limits apply)
  • Personal accidents
  • Medical expenses
  • Third party liability

To get an instant car insurance quote tailored to your needs contact UIA today.
For further information about car insurance from UIA click here

*Terms and conditions apply please refer to the Car Insurance policy wording for full terms, conditions and policy cover.

If you own a pet then you'll know they are just as much a part of your family as you are.
At UIA we understand the importance of this, which is why our pet insurance not only covers vets bills but also gives you access to helplines, including:

  • Find a vet: ideal at times when emergency treatment is required, away from home, for your pet
  • Pet legal: advice from lawyers on any legal issues relating to your pet
  • Pet minders: ensuring your pet is looked after by a registered pet minder
  • Bereavement counselling: following death, injury, accident or illness to your pet

Because everyone's pet is different we appreciate that the type of pet insurance you might need could be different from everyone else's, which is why UIA pet insurance comes in three different levels of cover; bronze, silver and gold. They all offer:

  • Cover for vet's fees (although the amounts vary depending on policy)
  • Overseas travel cover
  • Third party liability (dogs only)

With UIA pet insurance you will also receive expert and professional advice from our claims department which is staffed by veterinary nurses.
For further information about pet insurance from UIA click here

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UNISON, Unite, CWU, Usdaw, NASUWT, RMT, Ramblers' Association, BFAWU, FBU, NAPO and GMB are Introducer Appointed Representatives of UIA (Insurance) Ltd and UIA (Insurance Services) Ltd. UIA (Insurance) Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. UIA (Insurance Services) Ltd is authorised and regulated by the Financial Conduct Authority. CWU Insurance, Unite Insurance and Usdaw Insurance are trading names of UIA (Insurance) Ltd.

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