Cheap Home Insurance
Beware of Cheap Home Insurance Exclusions
You are always looking for ways to find cheap home insurance but you should never sacrifice comprehensive cover for lower premiums. Many cheap home insurance quotes will have low premiums because they will have numerous exclusions, leaving you potentially exposed.
Not Enough Cover with a Cheap Home Insurance Quote?
Some cheap home insurance quotes will offer lower premiums, which will appeal to many customers, but the reason for these low premiums is because cover might not be wide enough to insure against all the things you might expect to be covered as standard.
Rather than compromising on cover to save money, why not budget your premiums by spreading the costs? UIA allow customers to spread payments over ten months - leaving you with two months without having to pay anything - with an interest free direct debit.
Expensive Items Not Covered?
If you have single items of high value, it is common for these to be excluded from any standard cheap home insurance policies. There would be nothing worse than discovering your prized possession wasn't covered in your policy after an insured event.
This is why UIA allow customers to add specific, expensive items to a policy to guarantee it is insured. It will increase your premiums but if an item is of major value, it is worth specifying cover for it on your policy.
No Cover For High Risk Personal Possessions?
There are a number of items that are considered high risk like laptops and most common cheap home insurance policies won't cover these in the event of an insured incident.
It is a case of reading the small print and being prepared to ask your insurer what is and isn't covered in a policy. This is why UIA have professionally trained experts available in UK call centres to help you.
So, finding cheap home insurance might not always be about low premiums but finding affordable insurance that provides the cover you need. Taking time to understand your policy will also ensure there is no future confusion.
To discover the extensive cover that UIA offer get a competitive home insurance quote online and save 15%.