Cover

UIA Travel Insurance is arranged and administered by Heath Lambert Limited.

Choose the cover that suits your needs with flexible limits then get a quote. And you can get an additional 5% discount when you buy your travel insurance online.

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Standard cover
Designed to give you peace of mind by covering major events that might affect your trip, including:

Cancellation and curtailment
Emergency medical expenses
Hospital benefits
Personal accident
Legal expenses

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Premier cover
Includes everything offered by Standard cover, but you can also insure your personal belongings, documents and money, cover yourself against insolvency of travel companies and airlines and have peace of mind with increased cover on medical and legal expenses.

Single cover
Insures you for a single trip, so ideal if you travel rarely. Please note that a single trip can last up to 6 months at a time.

Annual multi-trip cover
More cost-effective and convenient if you travel more often. This cover insures you for a whole year with no limit to how many times you can go abroad, so you avoid that last-minute rush. Individual trips must last no longer than 31 days. The maximum age limit is 70.

Family rates
Our special rates for families could save you even more money, with children under 4 insured FREE.

24-hour worldwide assistance
It's reassuring to know that, wherever you are in the world and at whatever time of day, with UIA you are protected in the event of a medical emergency.

Optional extra - Ski cover (only available to travellers aged under 65)
Optional cover that insures you against loss or damage to your ski equipment and replacing lost passes. You are also covered if, due to illness, injury or adverse weather conditions, you are unable to take part in your planned activities.

Optional extra - Travel disruption cover**
Optional cover that insures you for cancellation/delay/missed departure of your connecting flights due to strikes or occurences such as volcanic ash.

Optional extra - Business Travel**
Cover for your business equipment up to £750 per person and replacement employee expenses.

Optional extra - Golf cover
To cover you for the loss of green fees, lost or stolen golf equipment and any golf equipment hire fees.

Optional extra - Cruise cover (only available on Premier cover)**
Tailored cover for your cruise including increased baggage limit per person, missed shore trip and compensation if you are confined to your cabin.

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Whatever kind of policy you need, with UIA you'll find the right level and type of cover - at the right price.

Cover	Premier		Standard
	Benefit (up to)	Excess	Benefit (up to)	Excess
Cancellation	£5,000	£50	£5,000	£100
Curtailment	£5,000	£50	£5,000	£100
Medical expenses	£10 million	£50	£5 million	£100
Hospital benefit	£1,000		£300
Personal accident - death	£20,000 (aged 16-64) £1,000 (aged under 15 or over 65 years)		£20,000 (aged 16-64) £1,000 (aged under 15 or over 65 years)
Personal accident - loss of limb	£20,000 (no cover for over 65's)		£20,000 (no cover for over 65's)
Personal accident - * PCD	£20,000 (no cover for over 65's)		£20,000 (no cover for over 65's)
Personal liability	£2,000,000	£50	£2,000,000	£100
Legal expenses	£25,000		£10,000
Delay	£100		£100
Temporary loss of belongings	£150		£150
Missed departure	£500	£50	£250	£100
Personal belongings - total	£2,500	£50	£2,500	£100
Personal belongings - * SAL	£200		£200
Personal belongings - valuables	£300		£300
Money and documents - total	£300	£50	-
Money and documents - cash	£150	£50	-
Financial failure/insolvency cover	£5,000		-
Winter Sports Cover
Equipment	£500	£50	£500	£50
Equipment hire	£250		£250
Ski pack	£500		£500
Piste closure	£300		£300
Other features
Legal advice line	Yes		-
Home repair advice service	Yes		-