Home Insurance Online

Buying Home Insurance Online

What are the benefits of buying your home insurance online? Well the most obvious factor that entices people to buy their home insurance online is convenience. With comparison websites flooding the market and companies offering instant quotes online buying a policy has become quicker and easier with a few clicks of a mouse.

Yet does this convenience come at a price? In short, no, not if you take time to read your policy and understand what cover you are getting.

Understanding Your Policy When You Buy Home Insurance Online
While buying online is more convenient, quicker and offers great savings, customers shouldn't forfeit a proper understanding of a policy. When you buy home insurance online it is possible to reduce your premiums by agreeing to a higher excess, however, what some sites don't always make clear is that if you ever come to make a claim, you will be responsible for a larger part of the claim yourself.

Customers taking time to understand product features will be able to enjoy the many benefits of buying home insurance online minimising any future confusion.

Same Great Cover plus Savings When You Buy Home Insurance Online with UIA
Buying your home insurance online with UIA will save you 15% and you could also benefit from interest free direct debits. Most importantly though, you will get the same full cover from fire, theft and flooding, including:

  • Free accidental damage to domestic audio and home computer equipment
  • The cost of alternative accommodation should your home become uninhabitable (up to policy limits)
  • 24-hour assistance from experienced claims handlers in UK call centres
  • Interest free direct debits
  • New for old replacements (excluding household linen and clothing)

What's more, buying home insurance online will entitle you to the same cover with up to £1,000,000 cover as standard on buildings insurance and up to £75,000 as standard on contents insurance.

So with the same great cover now cheaper online and just a few clicks away why not get a home insurance online quote from UIA.

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"I think your company is very good with very friendly and efficient staff. They were very helpful to me. I was delighted with the way my claim was handled, with just one phone call everything was arranged for me. I would gladly recommend your company to anyone."
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UNISON, Unite, CWU, Usdaw, NASUWT, RMT, Ramblers' Association, BFAWU, FBU and NAPO are Introducer Appointed Representatives of UIA (Insurance) Ltd and UIA (Insurance Services) Ltd, which are both authorised and regulated by the Financial Services Authority. *10% of consumers could achieve this saving when purchasing UIA combined buildings and contents insurance.