Insurance for Home
Insurance for your Home - Including Flats and Studios
Insurance for your home from UIA doesn't just apply to houses. Both homeowners and people renting flats and studios can also benefit from UIA's competitive premiums and generous cover.
Just Moved Into A New House? Get Insurance for Your Home from UIA
If you are moving house you will need insurance for your new home, and UIA offer extensive cover for both the property and the contents.
Because you are likely to need both buildings and contents insurance, UIA customers can benefit by combining the two and save 5% on a combined policy.
Buildings insurance covers the structure and any fixtures and fittings of the property and contents insurance covers your possessions like electrical equipment and furniture.
You can find a more detailed description about house insurance in another of our guides.
Renting or Buying a Flat or Studio? Get Insurance for the Home from UIA
If you live in a flat or studio and you are taking out insurance for your home you will notice the policies aren't quite the same as they are for a house. This is mainly because when you buy a flat or studio the buildings insurance is usually covered en bloc by the freeholder, so you are likely to only need contents insurance.
However, what constitutes a flat? UIA consider any self-contained spaces with their own separate lockable entrance as flats or studios.
UIA customers will receive up to £75,000 contents cover as standard and your contents will be insured against fire and smoke damage and theft, for example.
So whatever you call home, whether it is a flat, a studio or a house, UIA have you covered. Get insurance for the home online now.