Home Contents Insurance
Home Contents Insurance with UIA
Home contents insurance is best understood as the cover you get for all of the possessions that make your house a home. In order to protect your personal belongings from theft, damage or loss you will need home contents insurance.
Home contents insurance covers just about all of the things you would take with you if you moved house: computers and other home electronics, televisions, furniture, carpets, curtains, kitchen equipment and clothes. UIA's home contents insurance will insure all these possessions from theft, flood or fire.
What's Covered By Home Contents Insurance?
A standard UIA home contents insurance policy covers (up to policy limits):
- Home computer, home office and home entertainment equipment
- Furniture, furnishings and household goods
- Clothing and valuables
- Accidental breakage of glass and mirrors
- Replacing and fixing door locks after keys have been stolen
- Contents left in the garden
- Plants, shrubs and trees
- Personal belongings in the home, including those of visitors (£500 limit for visitors)
Understanding how much all of your contents would cost to replace or repair could take a while to work out, which is why UIA offer generous cover up to £75,000 as standard on home contents insurance; designed to be sufficient for most homes. You can also save 15% when you apply online and enjoy interest free direct debit payments.
It is important to remember that accidental damage to contents will not be covered with our standard home contents insurance policy. However, this can be added!
Peace of Mind with Extra Home Contents Insurance
For a more comprehensive home contents insurance policy it is possible to upgrade your cover with UIA to protect your contents from accidental damage. An upgrade can also cover your personal belongings away from the home, for instance if you took an extended holiday in Europe and, for a limited 30 day period, the rest of the world.
Other individual benefits that you can add include:
- Cover for sports and camping equipment (up to £2,500 per item pair or set)
- Cover for bicycles away from the home (up to £300 each, maximum of five)
Home Contents Insurance Covers You While Renting!
If you are in rented accommodation taking out home contents insurance can safeguard your personal belongings. For more information about this see our Flats, Studios and Houses Insurance for the Home page.
Save 15% when you buy online. Get a home contents insurance quote online now.