House Insurance Quotes

A healthy home can help with your house insurance quotes

It's true - if your property isn't well maintained it may affect your ability to get a competitive house insurance quote. So the benefits of maintaining a healthy home are immediate and could save you time and stress in the future and ensure that any future claims you make are valid and honoured.

The key benefit of maintaining a healthy home is reducing the risk of suffering from damage caused by fires, flooding and burglary.

There are a number of things you can do to maintain your property before getting a house insurance quote;

Clear The Guttering
It sounds like an obvious task but it is often over-looked, especially during the autumn and winter months when its importance increases. Blocked guttering can lead to a build up of water, which can contribute to the growth of damp and mould. There is also the worry that under the weight of so much water, the guttering could break.

Check Wiring
Worn or faulty wiring can be a common cause of house fires so it is vital that you check these often. If you have a pet that roams around the house make sure they aren't able to chew through any wires by using cable tidies and protectors.

Test Your Alarms
Installing alarms like burglar alarms or smoke alarms are a great way to help reduce the threat from fire or burglary and reduce the risk of having to make a home insurance claim. Always remember to check the batteries on a regular basis and don't forget to change them when the old ones run out too.

By taking simple measures, such as these, to help maintain your property it may help you when looking for future house insurance quotes. To discover what UIA cover, get a house insurance quote online and you could save 15%.