UIA Insurance News

Honesty 'the only policy'

Britons have been warned that the practice of fronting for an insurance policy is classed as fraud and anyone found doing so could face serious consequences.

By providing false information to an insurer over who is the main policyholder, individuals could be quoted premiums for car or home insurance that do not truly reflect the level of risk being undertaken by the company.

As a result, anyone found to be fronting in such a way could face having their policy invalidated.

"The practice where someone else acts as the alleged policyholder is called fronting and is classed as insurance fraud. If it is discovered that fronting has taken place, policyholders run the risk of invalidating their entire policy," Darren Black, head of home insurance at Confused.com, said.

Meanwhile, the Telegraph's Sophie Butler recently urged anyone taking out travel insurance to be sure to read the fine print of the deal prior to their departure or they too could face invalidated their cover without realising it.

As a member of Unite, did you know that you are entitled to special rates on home insurance from UIA? You also have access to competitive deals on travel insurance and pet insurance too. Up to 15% discount when you apply online.