House Insurance Cover
When Does House Insurance Cover Start and End with UIA?
House insurance cover from UIA insures your home and the contents for a period of 12 months but when does it start, what happens when it nears the end of the 12 month period and will it be affected if your circumstances change?
Well UIA can provide you with house insurance cover straight away if this is needed, just call 01438 761790 or get a quote online. However, more commonly, we will provide you with an insurance quote and honour it for up to 90 days, so long as your cover requirements don't change in that period, whilst you assess the options available to you.
How Will a Change in Circumstances Affect House Insurance Cover?
Once you have home insurance cover from UIA it is possible to make additions to your policy, however, it is important to notify us straightaway. This is done to avoid being underinsured, for instance, if you have just bought an expensive item of jewellery you may need to update your policy to guarantee it is covered.
This could increase your premiums but will mean that, should an insured event occur items will be covered and replaced as new (except household linen and clothes). It is also worth stressing that any additions to your policy won't affect the original house insurance cover.
Coming To the End of Your House Insurance Cover
The best way to pay for your house insurance cover with UIA is by interest free direct debits allowing you to budget and plan for the cost. UIA spread your payments over ten months so that you can enjoy the benefit of two months without having to pay anything!
If you pay by direct debit your house insurance cover will automatically renew at the end of the 12 month period to ensure that you receive continuous cover. However, we will contact you as your renewal date approaches to remind you of your payment plan and policy so you will always be in control.
When you take out house insurance cover with UIA you will be entitled to 24-hours, 7 days-a-week access to experienced and professional claims handlers in UK call centres. You will also enjoy a 15% saving if you buy online and a 5% saving when you combine both your contents and buildings insurance.
Get a home insurance cover quote from UIA today.