Buildings

It is often your home which is your biggest asset.
It needs to be protected by someone you can trust.

We offer members of Unite home insurance for those vital things in life you cannot go without, tailoring our policies to meet your requirements. We offer separate contents and buildings insurance at fantastic prices, and for even better value - home insurance that combines the two.

Buildings insurance - cover up to £1,000,000 as standard for Unite members and their families

Rest assured, safe in the knowledge youare protected. Our buildings insurance policy comes with a generous limit of £1,000,000 as standard.

Your policy includes:

• The cost of alternative accomodation (for you and your domestic pets) should your home become uninhabitable as a result of an insured event up to £50,000
• Up to £5,000,000 for your legal liability as owner of the property
• Cover for flood damage
• Cover for accidental damage to underground pipes and cables supplying services to your home
• Protection for fixtures and fittings such as kitchen units which have been damaged as the result of an insured event
• Full protection when your home is unoccupied for up to 60 consecutvie days, for example if you go on a long holiday
• The cost of rebuilding or repairs including architects' and surveyors' fees up to £1,000,000
• Cover for the structure and external property, including walls, hedges, fences, drives, paths, patios, outbuildings, swimming pools and tennis courts (excludes storm damage to hedges, gates and fences)
• Damage to your home and grounds caused  by emergency services when responding to an emergency event

Optional extras

With UIA, It is possible to add cover to help suit your particular circumstances.  You can upgrade your buildings insurance to include cover against accidental damage, for example accidentally drilling through water pipes or electrical cabling. You can also upgrade your home buildings insurance to include Home Emergency Cover.

Please read the policy summary which outlines the key benefits and exclusions of UIA home insurance.