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12 Months Home Insurance for the Price of 10  

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All our policies offer as standard:

  • Interest free Direct Debit
  • 24/7 claims lines
  • 10% off combined insurance
  • Flood, escape of water and subsidence cover
  • UK Based call centres
  • Specify items of value and add cover for bicycles away from home

Find the level of cover that's right for you , plus all our great offers that come as standard.

  • Includes higher cover limits and extra cover such as trace and access and contents in the garden
  • Option to add only the cover you need
  • £1m buildings and £75k contents
  • Our most comprehensive policy for peace of mind
  • Unlimited buildings cover
  • Excesses only for escape of water and subsidence
  • Automatically includes: Accidental damage Home Emergency Legal & Identity theft Annual European Travel

What our clients say.......

Simply the best 

Customer Quote 


  • Up to 40% off Home Insurance is an introductory offer and applies to new customers only for the first 12 months of the policy.
  • Offer is subject to our usual acceptance and underwriting criteria.
  • The maximum of 40% discount is available if you have not made a claim in the past five years (including claims which were not met).  The following discounts apply if you have not made a claim between one and four years (including claims which were not met): 4 years - 35%, 3 years - 25%, 2 years - 10% and 1 year - 5%.  Proof of no claims may be required.
  • To be eligible for this offer a quote must be requested between 27.11.13 and 21.04.14.
  • Quotes are valid for 30 days.
  • A minimum premium is applicable to this offer.
  • If electing to pay by direct debit, the premium will be split over 10 monthly instalments.
  • This promotion is not available in conjunction with any other offer.
  • UIA reserves the right to withdraw the discount given, if it is found that inaccurate or incomplete information was knowingly given by the customer when answering questions about the property or their circumstances at the start of the policy.