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UIA Mutual have over 130 years of providing value for money Home Insurance to trade union members and their families. CWU members can choose between our Flexi and Signature policies to protect your home.

Why choose us?

  • Interest free monthly payments
  • Accidental damage at home to TVs, laptops, games consoles, and tablets
  • New for old replacement (except clothing and household linen)
  • Alternative accommodation for family and pets if needed
  • Cover against flood and storm damage
  • Free 24-hour legal helpline

To find out more about our Flexi and Signature Policies, including what is and what isn't covered and information about payments, please read below:

UIA Mutual Flexi Home Insurance Product Information Document (IPID)

UIA Mutual Signature Home Insurance Product Information Document (IPID) 1st November 2020 to 31st October 2021

UIA Mutual Signature Home Insurance Product Information Document (IPID) 1st November 2021 Onwards

Our Flexi Cover is designed to be flexible, allowing you to choose additional cover should you need it. Our optional extras include:

Home Emergency Cover

If you find yourself in a home emergency, our Home Emergency Cover means we will appoint a suitably qualified contractor to visit your home. We cover the costs (within policy limits) by paying their bills, including parts, labour and call out charges. For more information about what is and what isn't covered under our Home Emergency Cover, please read our Home Emergency Cover Insurance Product Document (IPID)

Watch our videos for more Information regarding our Home Emergency Cover

Legal and Identity Theft Protection

We will cover you and family members living with you, for up to £50,000 should you be involved in a legal action such as boundary and neighbour disputes or contract (employment) disputes, or any claims regarding faulty goods or services. For more information about what is and what isn't covered under our Legal and Identity Theft Protection Cover, please read our Legal and Identity Theft Protection Insurance Product Information Document (IPID)

Watch our videos for more Information regarding our Legal Protection & Identity Theft Cover

Accidental Damage Cover

Find out what accidental damage cover in your home really looks like. Our accidental damage covers accidents and mishaps within your home. We’ll fix or replace your TVs, laptops, mirrors and furniture as standard.

Alternative Accommodation

If the damage to your home means you cannot live in it, we’ll arrange and cover the reasonable cost of comparable alternative accommodation for you, your family and your pets.

Annual Travel

Get annual household travel insurance for the whole family for just £25.99 (European travel only). Cover includes you, your partner and your dependent children aged under 18.

For more information about what is and what isn't covered under our Annual Household Travel Insurance, please read our IPIDs:

Annual Household Travel Insurance Product Information Document (IPID) 1st November 2020 to 31st October 2021)

Annual Household Travel Insurance Product Information Document (IPID) 1st November 2021 Onwards

Please check our latest updates regarding the impact of Brexit on your travel plans and our new travel insurance provider.

Serious Medical Condition?

Do you have a serious medical condition that might benefit from being insured by a specialist Travel Insurance provider?

If so, you can click here to view a directory of specialist providers, or call 0800 138 7777 (lines open Monday to Friday, 8am to 6pm).

Signature Cover includes Home Emergency Cover, Legal and Identity Theft Protection and Annual Travel Cover as standard.

If you’re looking for either Buildings Insurance or Contents Insurance only, we offer great cover and optional extras.

Home Insurance – CWU