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Gadget vs Contents Cover

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UIA Gadget Cover complements our Home Contents policies by providing additional protection for life's ups and downs. Take a look at our policy comparison.

UIA Contents Cover

UIA Gadget Insurance

 

UIA Contents Cover

 

Breakdown (Excluding laptops) Not Covered
Accidental Loss Accidental Loss
Accidental Damage Accidental Damage
Theft Theft 
Accessories Cover Accessories Cover

 

UIA Personal Possessions Cover

UIA Gadget Insurance

 

UIA Contents Cover

 

Unlimited worldwide cover  No time limits in the UK or Europe, otherwise worldwide for up to 30 continuous days
Unauthorised calls and data usage Not Covered
Liquid damage Personal possessions covers watches and other personal belongings for liquid damage
Covers personal gadgets used for business Not covered
Excess:
If your claim is for a gadget up to the value of £250 (when new) the excess fee is £50 for any claim

If your claim is for a gadget between the values of £251 - £750 (when new) the excess fee is £75 for any claim

If your claim is for a gadget over the value of £751 (when new) the excess fee is £100 for any claim
Excess:
UIA Flexi policy: Minimum of a £100

UIA Signature policy: No excess

 

Exclusions

UIA Gadget Insurance

 

UIA Contents Cover

 

n/a Doesn’t cover mobile telephones valued at over £500, unless they are specified
n/a Any item that is held or used in connection with any business, trade or profession
n/a Any item specifically insured by another policy of insurance

 

UIA Mutual gadget insurance is arranged by Bastion Insurance Services Ltd, an insurance intermediary authorised and regulated by the Financial Conduct Authority in the UK under registration number 650727. You can visit the Financial Conduct Authority website, which includes a register of all regulated firms, at www.fca.org.uk/firms/systems-reporting/register