Understanding Home Insurance with UIA
Understanding and taking out home insurance may be a daunting task but it doesn't have to be! UIA offer clear and concise information about the cover we provide so you know exactly what you are getting.
Home insurance is the sensible way to safeguard your home from unfortunate and unforeseen damage caused by a variety of events such as fire, flooding or theft.
Therefore, it is important to make sure that you get the best possible home insurance cover to suit your requirements and with a wide range of cover, UIA can offer competitive quotes on home insurance policies.
Combined Benefits of Home Insurance
What does home insurance with UIA cover? Well home insurance includes two main types of cover, contents insurance and buildings insurance. Combined they give you better protection over most of your assets; however, they differ in what they cover individually.
A necessity when taking out a mortgage, buildings insurance covers your house, its fixtures and fittings, including built-in wardrobes and fitted kitchens. However, for your home insurance to cover your entire house - including all the contents - you will need contents insurance too (this can be taken out as a separate insurance policy which is ideal if you are renting a property). Combining your buildings and contents insurance with UIA offers customers a saving of 10% so is certainly worth considering.
You can also reduce premiums by choosing a voluntary excess and to make things even more appealing, UIA offer interest free direct debits payments allowing you to budget for your home insurance payments on a monthly basis.
Protect Your Property and Contents with UIA Home Insurance
A home insurance policy with UIA will provide you with flood and fire damage cover, as well as protection from theft and save you money with interest free monthly direct debit payments.
As well as enjoying competitive premiums, taking out home insurance with UIA offers some fantastic benefits including:
- Free accidental damage to audio and home computer equipment
- The cost of alternative accommodation should your home become uninhabitable, following an insured event (up to policy limits)
- Up to £25 towards switching costs should your mortgage provider charge for this
- 24-hour assistance from experienced claims handlers in UK call centres
- New for old replacements (excluding household linen and clothing)