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Flood Re

What is Flood Re and how does it affect me?

Flood Re is a new scheme developed by the insurance industry and the Government to make flood cover more affordable for households at the highest risk of flooding. As a result of Flood Re, there should be far more home insurance options available to households like yours, and prices should be more competitive.

Flood Re makes no difference to the way you buy your home insurance; you will buy it in the same way you’ve done before. Any claims you need to make will continue to be handled by your insurance company.

For further information about how Flood Re works and what the benefits are please visit where you will also be able to find information about flood prevention and protection.

Helpful resources

Download a copy of the Flood Re PDF guides here:

England - A quick guide to Flood Re for householders living in England

Northern Ireland - A quick guide to Flood Re for householders living in Northern Ireland

Wales - A quick guide to Flood Re for householders living in Wales (English and Welsh language)

Scotland - A quick guide to Flood Re for householders living in Scotland

Or for more information on what to do in a flood, please read our blog posts below:

What to do in a flood 

Storm and flood advice 

Home Insurance – RMT

CWU, FBU, GMB, NASUWT, RMT, UNISON, UNITE, USDAW, Ramblers' Association, BFAWU, and NAPO are Introducer Appointed Representatives of UIA (Insurance) Ltd and UIA (Insurance Services) Ltd. UIA Mutual is a trading name of UIA (Insurance) Ltd. UIA (Insurance) Ltd is a member of the Association of British Insurers and is a registered society under the Co-operative and Community Benefit Societies Act 2014. UIA (Insurance) Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. CWU Insurance, Unite Insurance and Usdaw Insurance are trading names of UIA (Insurance) Ltd and UIA Insurance Services Ltd. Principal Office Address: Kings Court, London Road, Stevenage, Hertfordshire, SG1 2TP