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Your house is almost certainly your single most important asset.
Make sure it's protected by someone you trust.

We provide Unite members with essential home insurance for the really important things in life. We offer separate home contents and buildings insurance at really good prices and, for even better value, home insurance cover that combines the two.

Buildings insurance for Unite members

Get the peace of mind that protection brings. Our buildings insurance policies offer generous limits as standard.

Policies include:

  • Up to £5,000,000 for your legal liability as owner of the property
  • Cover for accidental damage to underground pipes and cables supplying services to your home
  • Cover for flood damage
  • The cost of rebuilding or repairs including architects' and surveyors' fees
  • The cost of alternative accommodation should your home become uninhabitable as a result of an insured event
  • Protection for fixtures and fittings such as kitchen units which have been damaged as the result of an insured event
  • Full protection when your home is unoccupied for up to 60 consecutive days, for example if you go on a long holiday
  • Cover for structure and external property, including walls, hedges, fences, drives, paths, patios, outbuildings, swimming pools and tennis courts (excludes storm damage to hedges, gates and fences).

We offer two levels of Home Insurance cover, please read the following policy summaries for their key benefits and exclusions.
Unite Insurance Flexi Home Insurance Policy Summary
Unite Insurance Signature Home Insurance Policy Summary

Optional extras for Flexi Home Insurance policies

With Unite Insurance Flexi Home Insurance, you can add cover to suit your particular circumstances. You can upgrade your home buildings insurance to include cover against accidental damage, for example if you put your foot through the ceiling. You can also upgrade your home buildings insurance to include Home Emergency Cover.

CWU, FBU, GMB, NASUWT, RMT, UNISON, UNITE, USDAW, Ramblers' Association, BFAWU, and NAPO are Introducer Appointed Representatives of UIA (Insurance) Ltd and UIA (Insurance Services) Ltd. UIA Mutual is a trading name of UIA (Insurance) Ltd. UIA (Insurance) Ltd is a member of the Association of British Insurers and is a registered society under the Co-operative and Community Benefit Societies Act 2014. UIA (Insurance) Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. CWU Insurance, Unite Insurance and Usdaw Insurance are trading names of UIA (Insurance) Ltd and UIA Insurance Services Ltd. Principal Office Address: Kings Court, London Road, Stevenage, Hertfordshire, SG1 2TP